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First convened in December, 1995, the Jump$tart
Coalition for Personal Financial Literacy determined that
the average student who graduates from high school lacks basic
skills in the management of personal financial affairs. Many
are unable to balance a checkbook and most simply have no
insight into the basic survival principles involved with earning,
spending, saving, and investing.
Many young people fail in the management of
their first consumer credit experience, establish bad financial-management habits, and stumble through their lives learning
by trial and error. The Coalition’s direct objective
is to encourage curriculum enrichment to insure that basic
personal financial management skills are attained during the
K-12 educational experience. The wheels of education do not
need to be reinvented, they simply require balance.
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