How to Get a Copy of Your Free Credit Report

Because of federal legislation, as of September 1, 2005, residents of all states can get one free credit report from Experian, Equifax, and TransUnion each year. Details on how to get your free report can be found at: http://www.AnnualCreditReport.com/. If you have received your free annual report from each of the three credit reporting agencies and still need to get a credit report, see the next paragraph.

To get a copy of your credit report for a fee, contact one of the major credit reporting agencies listed below. Unless you are on public assistance, unemployed and looking for work, or believe your credit file has inaccurate information resulting from fraud, a credit report will cost about $10.00. Click here for the form to facilitate your mailed request for a paid credit report.

Experian
1-888-397-3742
http://www.experian.com
Cost:$9.63 for PA residents

Equifax
1-800-685-1111
http://www.equifax.com
Cost:$9.50 for PA residents

TransUnion
1-800-888-4213
http://www.transunion.com
Cost:$9.50 for PA residents